What is a requirement for a check to be considered a violation of the insufficient funds law?

For a check to be considered a violation of the insufficient funds law, it is essential that it be properly signed or endorsed. This requirement ensures that the check is valid and that the person presenting it has the necessary authority to issue the check. Proper signature and endorsement validate the intent and commitment of the check writer to pay the specified amount. If a check is not properly signed or endorsed, it may not be deemed legally enforceable, and thus it cannot fulfill the criteria for a violation of insufficient funds law.

While other aspects, such as the amount of the check or whether it is presented multiple times, may contribute to the circumstances surrounding a bounced check, the foundational legal requirement hinges on the correct signature and endorsement. This establishes liability and accountability for the transaction.